Cashing an American Government Check in China Or Hong Kong

What is the quickest way to cash an American Government check. China Banks will hold for two months. Need to have an account open for six months in Hong Kong before they will accept a foreign check.

Tags: cashing, check, depositing, foreign

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Permalink Reply by Cynic The Troll on July 19, 2012 at 10:38pm

If you have an American bank, check with them about the various depositing services they offer. Some have accounts with UPS and/or FedEx that allow you to deposit from them, some banks allow you to scan and send via the internet and some you just have to mail in

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Permalink Reply by KMC on July 20, 2012 at 4:33pm

thank you everyone. i opened accounts at HSBC and Citibank in Hong Kong but they said I must have the accounts opened for six months bfor i can deposit a foreign check. I settled for my only other option. i deposited the check into the bank of china on the mainland. Thus, i will now have to wait a minimum f two months to receive the money.

Thanks for all the comments.

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Permalink Reply by Robert on July 20, 2012 at 4:43pm

Just out of interest, when you set up the accounts did they ask for any address proof and what did you give them if they did?

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Permalink Reply by Isabelle on July 20, 2012 at 4:48pm

For Bank of China (HK), they asked for my address proof in Shenzhen along with other documents when I told them I'm not an HK resident..

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Permalink Reply by Robert on July 20, 2012 at 4:52pm

That's strange as others I know have been turned down for not having a local HK address.

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Permalink Reply by Isabelle on July 20, 2012 at 5:06pm

Yeah, that's the general rule. My preferred bank turned me down actually, so I tried BOC HK. I'm not sure if it helped that I showed them my Bank of China (mainland) account.

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Permalink Reply by Profanipenguin on July 20, 2012 at 5:44pm

That's odd - because as long as you can prove your ID (with valid address proof) - you can open up a HK account as any nationality. That's completely legal.

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Permalink Reply by Robert on July 20, 2012 at 7:41pm

FYI, I have had proof of address rejected when presenting a utility bill because it was printed off the internet(which is quite common in this day and age) instead of one sent through the post or when the address was seen to be a commercial building instead of residential.

There seems to be a lot of inconsistancy in how the requirements are applied.

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Permalink Reply by 蛇口Jon on July 20, 2012 at 7:58pm

did you try try link up your us acct with HSBC then you can deposit it by taking a photo of the check and then transfer to your HK acct. Thats a run around way but it can work.no?